Before you order
Which Currency Will OOTDBuy Checkout Charge?
Compare the transaction currency, conversion provider, and displayed fees before confirming a payment.
Read the confirmation screen before paying
A spreadsheet price marked with ~ is a USD reference. On the payment screen, check the currency code beside the final amount. A dollar sign alone may be ambiguous when a site displays prices for buyers in the US, Canada, and Australia.
If you are offered a currency choice, note who is doing the conversion. Visa explains that dynamic currency conversion may show the transaction in your home currency with a conversion rate and a markup. PayPal’s US agreement describes how currency conversion choices can depend on the payment method. Use the options actually shown for your account.
- Record the amount and currency the merchant or payment provider will charge.
- Compare any displayed conversion rate and fee with the terms from your own card issuer or payment provider.
- Keep the confirmation and match its transaction amount and currency to the posted charge.
Compare two amounts in the same currency
If one screen shows CNY 300 and a second shows USD 44, first identify which screen is the estimate and which is the amount you would actually authorize. If both are payment options, compare the final amount in your account currency after any fees. Keep purchase and parcel payments as separate records so a later shipping charge is easy to identify.
Related OOTDBuy Spreadsheet guides
- Visa’s explanation of dynamic currency conversion
- PayPal US user agreement and conversion choices